thrift
there is not a (no) thrifty man but bees a rich man sooner or later。 why? because he will not spend such money as is unnecessary。 little by little his money will accumulate。 ten to one， he is bound to make a fortune。
i do not like such men as spend their money in a wrong way。 they do not know extravagance is a bad thing。 it can only make them happy for the time being。 in short， thrift makes poor men rich and extravagance makes rich men poor。
节俭
没有一个节俭的人迟早不成为一个富翁。为什么?因为他决不花像那种不必要的钱。渐渐他的钱就会聚积起来。十之八九，他一定会发财的。
我不喜欢那种乱花钱的人。他们不知道奢侈是一件坏事。它只能够使他们暂时快乐而已。总而言之，节俭使穷人变富，奢侈使富人变穷。