专利名称：Interchange categories
发明人：Alan Wayne McElroy,Thomas P. Parrish,Kelly
Birr
申请号：US12650996申请日：20091231公开号：US08019681B2公开日：20110913
专利附图：
摘要：This document describes tools capable of altering to which interchange
categories credit-card transactions are assigned. In some embodiments, the tools receiveparameters for interchange categories and transaction information for a client (e.g., one
or more merchants) that has been charged interchange fees based on some of thesecategories. The parameters are utilized (e.g., by a credit card issuer) to determine towhich interchange category a particular transaction will be assigned. The tools maydetermine, based on these parameters and the transaction information, how transactionsmay be changed to enable similar credit-card transactions to be assigned to a lower-costinterchange category.
申请人：Alan Wayne McElroy,Thomas P. Parrish,Kelly Birr
地址：Bellevue WA US,Spokane WA US,Bellevue WA US
国籍：US,US,US
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