专利名称：ANTI-FRAUD PRESENTATION
INSTRUMENTS, SYSTEMS AND METHODS
发明人：MCGEE, Christopher, R.,NEWBROUGH, Keith,
A.,JENNINGS, Kenneth, E.,HARTE, Kevin
申请号：EP06759653.6申请日：20060511公开号：EP1880361A2公开日：20080123
摘要：The invention provides improved security for stored-value instruments. Forexample, a point-of-sale device may receive a request to process a transaction (such as anactivation, redemption, funds recharge, etc.) with a presentation instrument. The point-of-sale device may receive a first identifier associated with the instrument. Merely by way ofexample, the first identifier may be encoded on a magnetic stripe disposed on theinstrument, and receiving the first identifier may comprise swiping the magnetic stripethrough a reader in communication with the point-of-sale device. The point-of-sale devicemay also receive a second identifier associated with the instrument. In someembodiments, the first and second identifiers may be correlated, e.g., to determinewhether they are consistent. Merely by way of example, the second identifier may bederived from the first identifier in a specified manner, and the correlation of the first andsecond identifiers may comprise determining that the second identifier comprises theproperly derived information. If the first and second identifiers are successfullycorrelated, the transaction may be performed.
申请人：First Data Corporation
地址：12500 East Belford Avenue Englewood, CO 80112-5939 US
国籍：US
代理机构：Evens, Paul Jonathan
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